California Checking Account Comparison Chart

Personal Banking

California Checking Accounts
Comparison Chart

Here is a table comparing several interest and non-interest checking accounts available in California.

As you can see, there is substantial variation between the checking account options. Internet-only banking offers substantially higher interest rates.

California Non-Interest Checking Accounts November 5, 2005
Financial Institution	APY	Minimum Deposit	Minimum Balance	Monthly Service	Bounced Check
Allied First (internet)	0	$1	$0	$0	$25
Bank of America	0	$100	$1,000	$8.50	$19
Bank of the West	0	$100	$0	$0	$18
Citibank	0	$1	$1,500	$9.50	$30
Union Bank	0	$100	$1,000	$9.00	$16
Washington Mutual	0	$1	$0	$0	$23
Wells Fargo	0	$100	$0	$5	$20
APY = Annual Percentage Yield

California Interest Checking Accounts November 5, 2005
Financial Institution	11-5-05 APY	4-17-06 APY	Minimum Deposit	Minimum Balance	Monthly Service	Bounced Check
Allied First (internet)	1.40	1.40	$5,000	$5,000	$7.50	$25
Bank of America	0.10	0.10	$100	$10,000	$20	$19
Bank of the West	0.05	0.25	$1,500	$1,500	$9	$18
Citibank	0.20	0.25	$1	$6,000	$15	$30
Comerica	0.10	0.15	$50	$2,000	$9.75	$22
Netbank (internet)	0.99	2.0	$50	$0	$0	$30
Union Bank	0.10	0.15	$100	$2,500	$11	$16
Washington Mutual	0.15	0.15	$100	$1,500	$12	$23
Wells Fargo	0.10	0.10	$500	$2,000	$12	$20
APY = Annual Percentage Yield California SAVINGS Account Comparison Chart California MORTGAGE RATE Comparison Chart
Disclaimer: The above data was correct when taken, on Nov. 5, 2005. The author is not perfect, and errors can occur. Please check any questioned data for yourself. This checking account data comparison is meant as a guide only.

top of page

This Vaughns California Checking Account comparison chart web page was updated on 2006-10-24.